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4 Ways to Lower Home Insurance Costs

| March 20, 2023

Shopping for home insurance can be tough. It’s not always easy to know which is the best route to take, and you can end up paying out thousands of dollars for something you don’t need. Here are some useful tips to save on your home insurance.

Raise your deductible

This might not sound like something you want to do, but if you live in a relatively safe area that isn’t prone to rapidly changing weather, it may be a good idea to raise your deductible. It could bring your monthly insurance costs down by hundreds of dollars. Of course, this also means if you do have an accident, you’ll have to shell out more.

Use the same insurer

If you’ve kept your coverage with the same insurance provider for a while, you’re more likely to receive a special discount for your loyalty. It’s worth looking into.

Maintain a good credit record

A good credit score is something that will aid you in all walks of life, even when it comes to buying home insurance. Insurers use credit information to determine homeowner policy costs. So make sure you pay those bills on time.

Review your policy

Every year, you should sit down and review your policy. Not only could the value of your home have changed but also the amount and the cost of the possessions inside of it.

If you would like to review your policy or you'd like more tips on how to save on home insurance, call or email us. We're always here to help.