Business Umbrella Insurance:  The Missing Piece of Your Insurance Puzzle?

If you own a small business, you might occasionally wonder if your existing insurance coverages are enough to fully protect you against a liability claim.  If your business was judged legally liable for an accident on your premises and ordered to pay, would your general liability insurance be enough? If you don’t carry commercial umbrella insurance, you may have reasons to be concerned.

An Unfortunate Truth About General Liability Insurance

The simple truth is: if a customer or even an employee suffered significant injury on your premises and you were judged legally liable, your existing coverage could become depleted in the ensuing payout.  If you run out of coverage, but there is a substantial portion of the judgement remaining unpaid, you must pay the rest.

Business Umbrella Insurance: Extra Coverage When Accidents Happen

Carrying general liability insurance is a responsible move, but every business needs coverages above and beyond basic policies.  That’s where commercial umbrella insurance becomes important.

Umbrella liability insurance protects you when accidents happen and your existing liability insurance policies cannot cover all the expenses.

Standard business liability coverage will normally take care of you but a serious accident requires umbrella liability insurance to ensure your business is protected.  Accidents do happen and we want to make sure your business is fully protected.

Contact us at 772-546-7292 for a free quote for Business Umbrella Insurance.